Trusts, Estate, & Tax Efficient Retirement Income

Safeguarding your estate is essential when building a sound portfolio. HERO estate planning experts recommend coverage requirements based on your assets and deliver tax monitoring to provide financially smart plans. Take advantage of newly developed services such as estate policy reviews and option-to-ensure procedures that can be put in place for the care of trustees.

Coverage For Vital Assets

  • Advanced Planning

    Count on your HERO advisor for plans that deliver the benefits of all of our legal, regulatory, and financial expertise. Enhance and protect individual or family net worth.

  • Premium Financing

    In the appropriate situation, a financing program can help cover the cost of a high premium – with some of the financial benefits of a loan.

  • Estate Tax Liquidity

    Pay estate taxes using cash flow reimbursement rather than requiring liquidation of existing estate assets.

  • Trust Work

    Ensure that your choice beneficiaries will receive trust assets upon your death. Your HERO advisor will assist with trustee designation and the management of your trust.

  • Tax-Advantaged Access

    This insurance tax advantage provides access to policy cash values. Keep in mind, loans and partial withdrawals may decrease the death benefit and cash value and may be subject to policy limitations and income tax.

  • Tax-Deferred Accumulation

    With this strategy, investment earnings will accumulate tax-free until savings are pulled from the account.

Achieve your goals and build a future you can count on with HERO Insurance & Planning.

Contact us for a policy review today.

Connect with the experts at HERO and take your first step to building a smarter, more dependable portfolio.

Office: (507)268-4370
Mobile: (612)462-0665
Address: 207 Parkway Avenue North, Lanesboro, MN 55949