Facing the future and its challenges confidently requires a portfolio built on principles of planning and flexibility. HERO personal advisors address the wide range of personal, business, and charitable strategies that ensure maximum protection. Learn more here.

Are you receiving all the benefits possible from long-term care insurance? Do you know about benefits that are not included when you self-insure? HERO advisors deliver expertise in specialty coverages like long-term care and Medicare. The perfect blend of needs, coverages, and policies are unique in every portfolio. Get one-on-one attention and tailored coverage you need. Learn more here.

A well-designed employee benefits program is critical to attracting and retaining top talent. HERO offers a wide range of consulting services with an emphasis on long-term planning, cost-containment strategies, and employee benefits communication. Learn more here.

Safeguarding your estate is essential when building a sound portfolio. HERO estate planning experts recommend coverage requirements based on your assets and deliver tax monitoring to provide financially smart plans. Take advantage of newly developed services such as estate policy reviews and option-to-ensure procedures that can be put in place for the care of trustees. Learn more here.

Be able to count on your income sources with long-term investment strategies and protection. Through annuitization, a set amount of your financial earnings is put aside using periodic payments. Annuities can help cash resources last a lifetime. A fixed-indexed annuity is a great option for portfolio diversity and offers a safe, no-fee product that has the potential for exponential growth. Learn more here.